Borrower Documents
Borrower Checklist
Borrower Signature Authorizations Form
Declaration of Non-Owner Occupancy
​Borrower Letter of Experience
2 Months Complete Bank/Financial Statements
Valid ID - photocopy
Contact Information for Real Estate Agent
Contact Information for Title/Escrow/Closing Company
Property Insurance Declaration Page

Purchases
Purchase Contract - Fully Executed, Not Expired

Refinances
Provide Most Recent Mortgage Statement

Residential Transition Projects
Articles of Incorporation/Organization

Corporation/LLC Documents
Bylaws/Operating Agreement
​Certificate of Good Standing

Lease Documents
Executed Lease Agreement(s)
Rent Roll and P&L Statement - if multi-unit

Broker Documentation
Broker Submission Form
Completed Borrower's Package
If Residential Transition Financing - Completed Contractor Documentation
Borrower's Credit Report (less than 90 days old)
Appraisal* (less than 90 days old)

Contractor Documentation to include with Residential Transition Loans
State Contractor's License
General Contractor's License
Insurance Declaration Page - Commercial Liability minimum $1M in coverage
or Personal Liability Policy on Subject Property
Worker's Compensation Insurance Declaration Page
or Letter of Exemption Stating Contractor does not have Employees
Contractor's Driver's License
Completed W-9 - if applicable
References - 2 from previous clients
References - 2 from previous subcontractors/suppliers